What Buyers Need Most Now and How To Move Forward

Buyers want two things to improve affordability right now. Slower price growth and lower mortgage rates. Both are shifting in the right direction, which can open the door for more shoppers this fall. For timing strategy, see Why Buyers Finally Have Time To Shop Smart.

Prices are moderating

After rapid gains in recent years, most forecasts now call for single digit appreciation. That’s a more predictable pace for budgeting and comparisons across comps.

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S&P CoreLogic Case-Shiller Home Price Index

Mortgage rates are easing

Rate volatility remains, but recent movement has given qualified buyers more room in their monthly payment. If you are weighing whether to act before the next move, watch our quick breakdown: What Appraisers Look | How sellers can shine.

Mortgage News Daily — Current Mortgage Rates

What this means for local buyers

1. Re-run your preapproval so numbers reflect today’s rates.
2. Compare targets to the newest pendings in your micro-area to price accurately.
3. Use credits or buydowns when they reduce total monthly cost without weakening your position.

Key takeaways

• Moderating prices plus easing rates can improve affordability for prepared buyers.
• Rate swings will continue, so decide with updated math rather than headlines.
• Clean offers with precise pricing and fast decision cycles win more often.