Real Estate with JB Realty logo – header image branding

No Crash Ahead: What Buyers Should Know Now

image

Fear of a “crash” keeps some shoppers on the sidelines. The latest national forecasts point to steady, sustainable price growth instead. In Tampa Bay, that means your strategy should focus on micro-area comps and timing rather than headlines. Watch our quick take: Are Open Houses Still Working in 2025?

What the experts actually expect

Most projections call for modest appreciation over the next five years, not declines. That’s a healthier pace after the pandemic surge and lines up with improving inventory in parts of Hillsborough and Pinellas.

Bar chart showing annual home price appreciation projections through 2029


Fannie Mae — Economic & Housing Outlook

How to use this locally

Price and negotiate from the newest pendings and best competing actives in areas like Westchase, Largo, or Riverview. If days on market are rising, structure credits that improve total monthly cost without weakening your position. For a step-by-step plan, read What Buyers Need Most Now and How To Move Forward.

Chart comparing average, optimistic, and pessimistic home price forecasts

Key takeaways

  • Current data points to steady appreciation, not a crash.
  • Work from live comps and real-time feedback in each micro-area.
  • Use credits or buydowns when they lower your total monthly cost.

Your First Home

2025 Edition

Cover of A Guide to Buying Your First Home by JB Realty for Tampa Bay homebuyersDownload

Buying a Home

Winter 2025

Download

Selling Your House

Winter 2025

Download

Articles

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.