Forecasts point to more move-friendly conditions in 2026. If rates ease and mobility improves, Tampa Bay should see more listings and cleaner match quality across Westchase, Seminole, and Brandon. Watch our expert clip: What Appraisers Look | How sellers can shine.
Two levers drive change: rates and sales volume. Even a modest rate dip can lift approvals and unlock move-up inventory. With more supply, competition spreads out and negotiation improves for prepared buyers. For seller-side strategy in a turning market, read Why Lower Rates Are Bringing Buyers Back—and How Sellers Win.
Fannie Mae Economic and Housing Outlook
Refresh preapproval with today’s fees and points so you know payment bands at small rate steps. Track the newest pendings in your micro-area and decide where credits or buydowns make total monthly cost work without weakening your position.
Most forecasts point to modest national growth. Locally, results vary by supply. In tight pockets, expect firmer pricing and faster decisions. In higher-inventory areas, negotiate credits tied to inspections or rate buydowns to keep cash-to-close and payment aligned.
